第一,对于个人来说,花明日之财能够让人享受当前无法消费的产品和服务。能肯定的是,人有时候当前的购买力无法满足当前需求的必需品,那么超前消费就能解决这个问题。例如,许多家庭无法用现金购买大件物品,例如房子,车子,家具和电器,那么他们能够用分期付款的形式来购买。
Inthe second place, something unexpected may happened any time. For normalfamilies, once family member are terribly ill, which needs a barrel of money.The consumer credit could play an important role in this situation, it couldsave lives.
第二,天有不测之风云。对于普通家庭来说,一旦家庭成员得了重病,需要一大笔钱,消费信贷在这时就扮演了一个重要的角色,它能救人一命。
Toaddition, spending tomorrows money contributes to the progress of our society.Overspending, which means a satisfied large demand for the consumer products,can help shape a better production structure, drive forward our economy andinvigorate the whole society eventually.
再者,花明日之财对社会的发展也有贡献。过度花费意味着满足消费者的需求很大,能够塑造一个更好的生产结构,推动我们的经济,最终振兴整个社会。
Ina word, using tomorrows money is a better way to make the individuals as wellas the society goes round.
总而言之,花明日之财是推动个人和社会的好途径。